About
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Our Mission
Act as a multiplier for good, sharing our success to improve the lives of members, employees, and neighbors to build stronger, more vibrant communities.
Dow Credit Union's Service Commitment is to be our members' lifelong financial partner by building trusted relationships.Hours and Locations
Midland Branch
Lobby Hours:
Monday - Friday: 7:30 a.m. - 5:30 p.m. ET*
Drive Thru Hours:
Monday - Friday: 7:30 a.m. - 5:30 p.m. ET*
Saturday: 9:00 a.m. - 1:00 p.m. ET*
* See the Holiday Hours section below for more specific information.
Saginaw Branch
5420 Gratiot Rd, Saginaw, MI 48638
Lobby Hours:
Monday - Friday: 9:00 a.m. - 5:00 p.m. ET*
Drive Thru Hours:
Monday - Friday: 9:00 a.m. - 5:00 p.m. ET**
* See the Holiday Hours section below for more specific information.
** Drive Thru ATM available 24-hours every day and on weekends.
Holiday Hours (2025)
| Day | Date | Holiday Name | Hours |
|---|---|---|---|
| Wednesday | Jan 01 | New Year's Day | Closed |
| Saturday | Jan 18 | Martin Luther King Jr. Day Weekend | Closed |
| Monday | Jan 20 | Martin Luther King Jr. Day | Closed |
| Monday | Feb 17 | President's Day | Closed |
| Friday | Apr 18 | Good Friday | Closed |
| Saturday | Apr 19 | Easter Weekend | Closed |
| Saturday | May 24 | Memorial Day Weekend | Closed |
| Monday | May 26 | Memorial Day | Closed |
| Friday | Jul 04 | Independence Day | Closed |
| Saturday | Jul 05 | Independence Day Weekend | Closed |
| Saturday | Aug 30 | Labor Day Weekend | Closed |
| Monday | Sep 01 | Labor Day | Closed |
| Thursday | Nov 27 | Thanksgiving Day | Closed |
| Friday | Nov 28 | Day after Thanksgiving | Closed |
| Saturday | Nov 29 | Thanksgiving Weekend | Closed |
| Wednesday | Dec 24 | Christmas Eve | 7:30 a.m. - 12:00 p.m. ET (Saginaw Branch opens 9:00 a.m.) |
| Thursday | Dec 25 | Christmas Day | Closed |
| Wednesday | Dec 31 | New Year's Eve | 7:30 a.m. - 12:00 p.m. ET (Saginaw Branch opens at 9:00 a.m.) |
| Thursday | Jan 1 | New Year's Day (2026) | Closed |
Featured News
Dow Credit Union Opens Membership to All of Michigan and Eliminates NSF Fees
Careers
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Dow Credit Union believes that diversity, equity and inclusion are essential to a robust and thriving financial institution. As a membership organization with a global reach, Dow Credit Union is committed to promoting a culture that includes, encourages, supports and celebrates diverse voices and reflects the communities it serves.
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