Certificates of Deposit (CDs)

CD

Making your money work as hard as possible is important. Our Certificates of Deposit offer superior interest rates, have many convenient features and options, and are available in a variety of terms.

 

Sign In & Open CD      Open CD as New Member

Bump Rate CDs

The bump rate feature lets you invest long-term with increased flexibility! If rates increase, CD owners have the option to bump the rate one time during the term. Starting minimum deposit is $500. These CDs are eligible for our Member Saver Reward1.
Effective November 7, 2022
Term Length Interest Rate2 APY3
48 Months 3.38% 3.43%
60 Months 3.46% 3.52%

HSA CDs

Designed specifically for individuals who have a health savings plan. Starting minimum deposit is $500. These CDs are eligible for our   Member Saver Reward1.
Effective March 9, 2023
Term Length Interest Rate2 APY3
12 Months 3.58% 3.64%
24 Months 3.29% 3.34%
36 Months 3.57% 3.63%
48 Months 3.38% 3.43%
An HSA CD can be opened by calling us or stopping by.

Simple CDs

Earn a fixed rate of interest over the entire period of the investment. Starting minimum deposit of $500. Our Simple CDs offer our highest APY for the term of the CD but are not eligible for the potential year-end Member Saver Reward1.
Effective March 9, 2023
Term Length Interest Rate2 APY3
6 Months 3.95% 4.02%
12 Months 4.29% 4.38%
18 Months 3.95% 4.02%
24 Months 3.95% 4.02%
36 Months 4.28% 4.36%

Standard CDs

Earn a fixed rate of interest over the entire period of the investment. Starting minimum deposit is $500. These CDs are eligible for our Member Saver Reward1.
Effective March 9, 2023
Term Length Interest Rate2 APY3
6 Months 3.29% 3.34%
12 Months 3.58% 3.64%
18 Months 3.29% 3.34%
24 Months 3.29% 3.34%
36 Months 3.57% 3.63%

Youth CDs

Available to members if term maturity occurs before their 18th birthday, additional deposits of $50 or more are allowed throughout the CD term. Starting minimum deposit of $500 and maximum total deposits of $10,000. These CDs are eligible for our Member Saver Reward1.
Effective March 9, 2023
Term Length Interest Rate2 APY3
6 Months 3.44% 3.49%
12 Months 3.73% 3.79%
1. While the Member Saver Reward occurs with great regularity, this credit union benefit is not guaranteed.
2. Rates are subject to change on a daily basis.
3. Annual Percentage Yield (APY) assumes interest payouts remain in your certificate account until maturity. Interest rate is guaranteed for the length of the term. An early withdrawal penalty may be applied when a withdrawal is made prior to maturity of the certificate and could result in loss of principal.