The next stop on your savings journey. Our Certificates of Deposit offer superior interest rates, have many convenient features and options, and are available in a variety of terms.
Sign In & Open CD Open CD as New Member
Standard CDs
Earn a fixed rate of interest over the entire period of the investment. Starting minimum deposit is $500. These CDs are eligible for our
Member Saver Reward1.
Effective November 27, 2024
Term Length |
Interest Rate3 |
APY4 |
6 Months |
3.68% |
3.74% |
12 Months |
3.59% |
3.65% |
18 Months |
3.56% |
3.62% |
24 Months |
3.52% |
3.58% |
36 Months |
3.28% |
3.33% |
Member Saver Reward¹
PROSPECTIVE ANNUAL PERCENTAGE YIELD²
Based on Example Giveback Percentage
0% | 10% | 20% | 30% | 40% |
---|
3.74% | 4.12% | 4.49% | 4.87% | 5.24% |
3.65% | 4.01% | 4.38% | 4.74% | 5.11% |
3.62% | 3.98% | 4.34% | 4.70% | 5.07% |
3.58% | 3.94% | 4.29% | 4.65% | 5.01% |
3.33% | 3.66% | 4.00% | 4.33% | 4.66% |
Simple CDs
Earn a fixed rate of interest over the entire period of the investment. Starting minimum deposit of $500. Our Simple CDs offer our highest APY for the term of the CD but are not eligible for the potential year-end
Member Saver Reward1.
Effective November 27, 2024
Term Length |
Interest Rate2 |
APY3 |
3 Months5 |
4.55% |
4.65% |
6 Months |
4.41% |
4.50% |
12 Months |
4.31% |
4.40% |
13 Months SPECIAL |
4.55% |
4.65% |
18 Months |
4.27% |
4.35% |
24 Months |
4.22% |
4.30% |
36 Months |
3.93% |
4.00% |
48 Months |
3.93% |
4.00% |
60 Months |
3.93% |
4.00% |
Bump Rate CDs
The bump rate feature lets you invest long-term with increased flexibility! If rates increase, CD owners have the option to bump the rate one time during the term. Starting minimum deposit is $500. These CDs are eligible for our
Member Saver Reward1.
Effective November 27, 2024
Term Length |
Interest Rate3 |
APY4 |
48 Months |
3.28% |
3.33% |
60 Months |
3.28% |
3.33% |
Member Saver Reward¹
PROSPECTIVE ANNUAL PERCENTAGE YIELD²
Based on Example Giveback Percentage
0% | 10% | 20% | 30% | 40% |
---|
3.33% | 3.66% | 4.00% | 4.33% | 4.66% |
3.33% | 3.66% | 4.00% | 4.33% | 4.66% |
Youth CDs
Available to members if term maturity occurs before their 18th birthday. Additional deposits of $50 or more are allowed throughout the CD term. Starting minimum deposit of $500 and maximum total deposits of $10,000. These CDs are eligible for our
Member Saver Reward1.
Effective November 27, 2024
Term Length |
Interest Rate3 |
APY4 |
6 Months |
3.83% |
3.90% |
12 Months |
3.74% |
3.80% |
Member Saver Reward¹
PROSPECTIVE ANNUAL PERCENTAGE YIELD²
Based on Example Giveback Percentage
0% | 10% | 20% | 30% | 40% |
---|
3.90% | 4.29% | 4.68% | 5.07% | 5.46% |
3.80% | 4.19% | 4.57% | 4.95% | 5.33% |
HSA CDs
Designed specifically for individuals who have a health savings plan. Starting minimum deposit is $500. These CDs are eligible for our
Member Saver Reward1.
Effective November 27, 2024
Term Length |
Interest Rate3 |
APY4 |
12 Months |
3.59% |
3.65% |
24 Months |
3.52% |
3.58% |
36 Months |
3.28% |
3.33% |
48 Months |
3.28% |
3.33% |
Member Saver Reward¹
PROSPECTIVE ANNUAL PERCENTAGE YIELD²
Based on Example Giveback Percentage
0% | 10% | 20% | 30% | 40% |
---|
3.65% | 4.01% | 4.38% | 4.74% | 5.11% |
3.58% | 3.94% | 4.29% | 4.65% | 5.01% |
3.33% | 3.66% | 4.00% | 4.33% | 4.66% |
3.33% | 3.66% | 4.00% | 4.33% | 4.66% |