Making your money work as hard as possible is important. Our Certificates of Deposit offer superior interest rates, have many convenient features and options, and are available in a variety of terms.
Bump Rate CDs
The bump rate feature lets you invest long-term with increased flexibility! If rates increase, CD owners have the option to bump the rate one time during the term. Starting minimum deposit is $500. These CDs are eligible for our Member Saver Reward1.
Effective November 7, 2022
Term Length | Interest Rate2 | APY3 |
---|---|---|
48 Months | 3.38% | 3.43% |
60 Months | 3.46% | 3.52% |
HSA CDs
Designed specifically for individuals who have a health savings plan. Starting minimum deposit is $500. These CDs are eligible for our Member Saver Reward1.
Effective March 9, 2023
Term Length | Interest Rate2 | APY3 |
---|---|---|
12 Months | 3.58% | 3.64% |
24 Months | 3.29% | 3.34% |
36 Months | 3.57% | 3.63% |
48 Months | 3.38% | 3.43% |
An HSA CD can be opened by calling us or stopping by.
Simple CDs
Earn a fixed rate of interest over the entire period of the investment. Starting minimum deposit of $500. Our Simple CDs offer our highest APY for the term of the CD but are not eligible for the potential year-end Member Saver Reward1.
Effective March 9, 2023
Term Length | Interest Rate2 | APY3 |
---|---|---|
6 Months | 3.95% | 4.02% |
12 Months | 4.29% | 4.38% |
18 Months | 3.95% | 4.02% |
24 Months | 3.95% | 4.02% |
36 Months | 4.28% | 4.36% |
Standard CDs
Earn a fixed rate of interest over the entire period of the investment. Starting minimum deposit is $500. These CDs are eligible for our Member Saver Reward1.
Effective March 9, 2023
Term Length | Interest Rate2 | APY3 |
---|---|---|
6 Months | 3.29% | 3.34% |
12 Months | 3.58% | 3.64% |
18 Months | 3.29% | 3.34% |
24 Months | 3.29% | 3.34% |
36 Months | 3.57% | 3.63% |
Youth CDs
Available to members if term maturity occurs before their 18th birthday, additional deposits of $50 or more are allowed throughout the CD term. Starting minimum deposit of $500 and maximum total deposits of $10,000. These CDs are eligible for our Member Saver Reward1.
Effective March 9, 2023
Term Length | Interest Rate2 | APY3 |
---|---|---|
6 Months | 3.44% | 3.49% |
12 Months | 3.73% | 3.79% |