About Our Saginaw Location
Opened in 2023, our Saginaw, Michigan location is the second branch in Dow Credit Union's history. Through our Multipliers for Good initiative, we’re dedicated to enriching lives and fostering stronger, more vibrant communities.
.jpg?sfvrsn=5c4441b0_1)
From opening accounts to loans, our friendly staff creates the ultimate member experience.
Benefit from lending solutions with competitive rates and flexible terms.
Get your documents notarized quickly by visiting us in person.
Stay the course with sound retirement and investment planning services.
Tap into convenience with our onsite ATM, available 24/7.
Secure your valuables with safe deposit boxes for peace of mind and protection.
Become a Member
Membership Open to All
Member-owners of Dow Credit Union take pride in:
- $0 NSF fees (no, that’s not a typo)
- Being the largest and fastest growing credit union*
- Achieving national recognition from the Wall Street Journal and Newsweek
- Delivering the best deposit rates of any credit union*
- Giving back over $300 million to members since 1980**
- Supporting communities as Multipliers for Good
Join our network of over 80,000 members across all 50 states and 40 countries!
*Based in the Great Lakes Bay Region. **While year-end rebates and rewards occur with great regularity, this credit union benefit is not guaranteed. Not all loan and deposit products are eligible for Member Giveback consideration. Some limitations apply.
Join and Save with a Great Rate
Save time and lock in a great rate by applying for a variety of funding options at the same time as your membership, including:
Automotive Loans
Recreational Vehicle Loans
Personal Loans
Credit Cards
Ask us how to gain exclusive rate discounts by moving your direct deposit!
*While year-end rebates and rewards occur with great regularity, this credit union benefit is not guaranteed. Not all loan products are eligible for Member Giveback consideration. Some limitations apply. All loans subject to approval.
5420 Gratiot Rd
Saginaw, Michigan
History
As the largest financial institution headquartered in the Great Lakes Bay Region, Dow Credit Union made history by opening its second branch in Saginaw. Since its launch in October 2023, the Saginaw branch has surpassed $20 million in deposits and welcomed over 500 new members, reflecting the trust and satisfaction of its members. As a member-owned, not-for-profit institution, Dow Credit Union prioritizes the financial well-being of its members by offering benefits such as low loan rates, high savings dividends, and convenient, secure banking powered by leading-edge technology. Recognized multiple times by America’s Credit Unions for top performance in saving members money, Dow Credit Union proudly serves over 82,000 members across all 50 states and manages over $2.3 billion in assets, both online and throughout Michigan’s Great Lakes Bay Region.