Dow Credit Union Business Deposits
We go ALL IN on helping Michigan businesses be their best!
DOW CREDIT UNION BUSINESS DEPOSITS
Formulated for earners, savers, and ready-for-more moments.
Put your profits and capital to work with business deposit accounts designed to grow alongside you. Whether managing daily operations or building reserves for what’s next, you can count on smart solutions that help your money do more.
BUSINESS DEPOSIT TYPES
Deposit accounts that help your business grow.
Checking
Prime Savings
Secondary Savings
High Yield Deposits
Certificates of Deposit
BUSINESS PRIME SAVINGS
AND SECONDARY SAVINGS
Own Your Future
Your first $5 share marks your ownership in the credit union. PLUS, qualify for the Member Saver Reward.1
BUSINESS PREMIUM
HIGH YIELD DEPOSITS
Balance + Reward
Unlock higher interest tiers as your balance grows to boost earnings. PLUS, qualify for the Member Saver Reward.1
BUSINESS SIMPLE
HIGH YIELD DEPOSITS
Balance + High APY
Unlock higher interest tiers as your balance grows to boost earnings. No extras, just higher earning potential.
BUSINESS SIMPLE
CERTIFICATES OF DEPOSIT
Term + High APY
Lock in a fixed rate of interest over an entire term. No extras, just steady growth. Starting minimum deposit of $500.
BUSINESS STANDARD
CERTIFICATES OF DEPOSIT
Term + Reward
Lock in a fixed rate of interest over an entire term. PLUS, qualify for an annual reward.1 Starting minimum deposit of $500.- While year-end rebates and rewards occur with great regularity, this credit union benefit is not guaranteed. Not all loan and deposit products are eligible for Member Giveback consideration. Some limitations apply.
BUSINESS CHECKING ACCOUNT
We told fees to take a hike to give you more freedom.
Dow Credit Union’s Business Checking gives you simple, stress-free access to business funds—no hidden fees, no NSF fees, no transaction fees, and no minimum balance. Plus, starting April 1st, unlock 1.00% APY (Annual Percentage Yield) and get paid interest monthly!
DEPOSIT ACCOUNT PERKS
Earn interest on every business deposit account while enjoying no hidden fees, no NSF fees, and no transaction fees!
Find an account that's right for you.
Business Deposit Highlights
Available Deposit Accounts |
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|---|---|---|---|---|
| Business Prime Share Savings (Minimum balance of $5.00 represents one share and your ownership in the credit union) |
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| Business Checking (Visa Debit Cards require a checking account.) |
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| Business Secondary Savings | ||||
| Business Premium High Yield Savings | ||||
| Business Simple High Yield Savings | ||||
| Business Simple Certificates of Deposit | ||||
| Business Standard Certificates of Deposit |
BUSINESS DEBIT CARD
Made for tap, pay, and keep-it-moving workdays.
From errands to client lunches, you're in control. Use your Visa® Debit Card to withdraw cash at over 33,000 Surcharge-Free ATMs throughout the U.S.! Plus, make purchases everywhere Visa® is accepted.
BETTER BANKING FOR MICHIGAN BUSINESSES
From big ideas to bold moves, we're ALL IN on your success.
Our tailored financial solutions keep pace with your every move.
PLAN & INVEST
LOANS
Back your goals with the right financing at the right term at the right rate.
TOOLS & SERVICES
SUPPORT
People-first support and services that make running your business simple.
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BEGIN YOUR BUSINESS BANKING JOURNEY
Make an appointment to become a new business member or to open a new business deposit account.
NEED HELP? 989.835.7794 | 800.835.7794 | EMAIL US
A business or other entity that is not a natural person may qualify for Credit Union Membership if it meets one or more of the following criteria: Registration on file with the Michigan Department of Licensing and Regulatory Affairs (LARA) & Presence in Michigan: It must maintain a physical location in Michigan (a P.O. Box is not a physical location). Sole Proprietorships: The business owner must be a Michigan resident. The business must be registered with at least one Michigan County. While the Member Saver Reward occurs with great regularity, this credit union benefit is not guaranteed. The Member Saver Reward benefit is determined by the Dow Credit Union Board of Directors and is paid out on January 1st to the Business Prime Savings Account as a lump sum deposit based on earnings from eligible deposit products.
BUSINESS MEMBER SPOTLIGHT
Going ALL IN on business deposits.
Driven by a passion for words, Barb Wilson helps authors from around the world bring their stories to life. As a longtime member of Dow Credit Union, she shares how their personalized support, flexible deposit accounts, and interest-earning solutions are helping her grow business.
NOT A BUSINESS MEMBER?
Join nearly 200 Michigan business members that trust Dow Credit Union as their financial partner.