Auto Loans
Helping you get behind the wheel you desire.
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If you’re in the market to purchase a new or pre-owned car, truck, or SUV, Dow Credit Union has the best automotive loan rates. We offer 100% financing for qualified borrowers. We can also refinance existing auto loans held at other financial institutions.1
Get a great rate2… plus a potential interest rebate3! Our rebate-eligible auto loans qualify for our potential year-end Loan Interest Rebate, which is part of our unique Member Giveback.3
Once signed in, select 'Apply for a Loan' from the main menu.
Non-Rebate Eligible
Effective April 15, 2025
| Term | APR4 as low as5 | Payment as low as (per $1,000 borrowed) |
|---|---|---|
| Up to 36 months | 5.49% | $30.19 |
| 37 to 48 months | 5.99% | $23.48 |
| 49 to 60 months | 6.24% | $19.44 |
| 61 to 72 months | 6.49% | $16.81 |
| 73 to 84 months | 6.49% | $14.84 |
| 85 to 96 months | 6.99% | $13.63 |
Rebate Eligible
Effective April 15, 2025
| Term | APR4 as low as5 | Payment as low as (per $1,000 borrowed) |
|---|---|---|
| Up to 36 months | 6.99% | $30.87 |
| 37 to 48 months | 7.61% | $24.23 |
| 49 to 60 months | 7.93% | $20.24 |
| 61 to 72 months | 8.24% | $17.65 |
| 73 to 84 months | 8.24% | $15.70 |
| 85 to 96 months | 8.86% | $14.58 |
- Certain restrictions may apply.
- Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Membership eligibility required.
- While Member Giveback rebates and rewards occur with great regularity, this credit union benefit is not guaranteed. Not all loan and deposit products are eligible for Member Giveback consideration. Some limitations apply.
- APR = Annual Percentage Rate
- As low as rate reflects established qualifying monthly direct deposit totaling a minimum of $900.00 in the previous or current month. Qualifying Direct Deposits are deposits from an employer, pension, or government for payroll, benefits (e.g., Social Security), or tax refunds. The following do not qualify: P2Ptransfers (e.g., money apps), account-to-account transfers (e.g., checking to checking), non-employer/government deposits (e.g., online or bank transfers), internal Dow Credit Union transfers, check deposits (including Online Banking Deposit Check), and ATM deposits.