Financial Success is for Everyone
Everyone is Welcome
Join Dow Credit Union as a Multiplier for Good
Anyone can join Dow Credit Union by donating $10 to our Multipliers for Good Fund during membership enrollment. Your donation funds grants for local nonprofit initiatives dedicated to building stronger, more vibrant communities. You may also qualify for membership without a donation through your workplace, special interest group, or family. If you have family that are members or share a household with members, you're eligible to join. Revocable trusts with a member as the grantor also qualify.
How to Apply
Step 1: Choose your path to membership
Step 2: Decide to apply for a loan or credit card at the same time
Step 3. Deposit $5 or more into savings (and $10 if joining as a Multiplier for Good)
To open an account, you must be 18 years old. Youth accounts can be opened with the assistance of a parent or legal guardian. If you are not subject to U.S. taxes and/or do not reside in the U.S., please contact us for assistance.
Ready to join? Click the arrow below to apply and add ways to earn, borrow, and spend.
What do I get with my new membership?

Checking that Checks All the Boxes
Enjoy dividend earnings2 and easy access to connected services, including Online Banking, Mobile Banking, and Bill Pay, all at no cost. We tailor your experience to match your lifestyle, making it simple to handle everything from direct deposits to ATM transactions. Experience checking that checks all the boxes!
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Start Saving in your Prime Account
Your $5 or more deposit into your Prime Savings Account during the application process represents one share and your ownership in the credit union. As a member, you gain access to our full range of products and the opportunity to earn competitive dividends. Plus, this account qualifies for our Member Saver Reward.3
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Spending is Better with a Visa® Debit Card
Simplify your finances with our all-in-one Visa® Debit Card. Make purchases anywhere Visa® is accepted, with direct deductions from your checking account. Enjoy zero fraud liability, 24/7 fraud monitoring, contactless payments, and no annual or international transaction fees. Plus, use it as an ATM card.