Other Loans

other loans

Personal Loans

We understand that life is filled with unexpected expenses and sometimes you just need a little financial breathing room. Braces, car repairs, leaky roof, vacation… a Personal Loan from Dow Credit Union may be just what you need.

Non-Rebate Eligible

Effective July 10, 2023
Term APR3 as low as Payment as low as (per $1,000 borrowed)
Up to 36 months 9.25% $31.92
37 to 48 months 9.50% $25.12
49 to 60 months 9.75% $21.12
61 to 72 months 10.00% $18.53
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Rebate Eligible

Effective July 10, 2023
Term APR3 as low as Payment as low as (per $1,000 borrowed)
Up to 36 months 11.56% $33.01
37 to 48 months 11.88% $26.27
49 to 60 months 12.19% $22.34
61 to 72 months 12.50% $19.81
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Revolving Line-of-Credit Loans

How nice would it be to have a preapproved line-of-credit available to use whenever you want? We can help with that. Use our Revolving Line-of-Credit Loan when a little extra cash would come in handy, to optionally avoid costly overdraft fees, or to meet larger expenses – home improvements, vacations, tuition. The choice is yours!1
Effective April 7, 2015
Maximum Term APR3
Open 13.50%

These loans are eligible for a potential year-end  Loan Interest Rebate.

  1. Certain restrictions may apply.

 

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Deposit Secured Loans

Looking to pay for an unexpected expense without depleting the funds in your accounts? Dow Credit Union has a loan that meets that need. When you use the dollars in your accounts as collateral instead of withdrawing them, you keep your total balance intact and your plans for these funds remain within reach. Plus they continue to earn dividends/interest, which allows your savings balance to grow.

Savings (Share) Secured

Effective July 10, 2023
Maximum Term APR1 Payment as low as (per $1,000 borrowed)
36 months 5.75% $30.31

Can balloon with maximum 240 month amortization. 

  1. APR = Annual Percentage Rate.
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Premium High Yield Secured

Effective July 10, 2023
Maximum Term APR1 Payment as low as (per $1,000 borrowed)
36 months 6.00% $30.42

Can balloon with maximum 240 month amortization. 

  1. APR = Annual Percentage Rate.
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CD Secured

Effective July 24, 2023
Maximum Term APR1
36 months Pledged CD APR + 3.00%

Can balloon with maximum 240 month amortization. 

Loan must be rewritten or paid in full if balance is owing on loan at CD maturity.

CD Secured Loans are not available on Bump Rate CDs.

  1. APR = Annual Percentage Rate.
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