Prime Savings
The Prime Savings Account (Also known as a Prime Share) is your ticket to becoming a member-owner of Dow Credit Union. By opening a Prime Savings Account, not only do you earn competitive dividends, you also become a member of Dow Credit Union with access to all the top-notch products we offer. This account is eligible for our Member Saver Reward.
Effective January 1, 2023
Dividend Rate1 | APY2 |
---|---|
0.35% | 0.35% |
- Dividends on share accounts are prospective and therefore are not guaranteed. The prospective dividends are declared by Dow Credit Union's Board of Directors.
- APY = Annual Percentage Yield
Secondary Savings
Our Secondary Savings Account allows you to save for a specific purpose and keep those funds separate from your Prime Savings. This account is eligible for our Member Saver Reward.
Effective January 1, 2023
Dividend Rate1 | APY2 |
---|---|
0.35% | 0.35% |
- Dividends on share accounts are prospective and therefore are not guaranteed. The prospective dividends are declared by Dow Credit Union's Board of Directors.
- APY = Annual Percentage Yield
Club Account
With great features like, no minimum balance required to open, direct deposit, and automatic transfers from your other Dow Credit Union accounts, our Club Account is a great way to save for holidays, vacations, or other scheduled expenses. This account is eligible for our Member Saver Reward.
Effective January 1, 2023
Interest Rate2 | APY1 |
---|---|
0.35% | 0.35% |
- APY = Annual Percentage Yield
- Rates are subject to change on a daily basis.
Premium High Yield Deposit
At Dow Credit Union we believe the more money you save, the more interest you should earn. Dow Credit Union's Premium High Yield Account allows you to earn a highly competitive yield that automatically adjusts as your balance changes. This account is eligible for our Member Saver Reward.
Effective March 9, 2023
Balance | Interest Rate2 | APY1 |
---|---|---|
$0 - $2,499.99 | 1.62% | 1.63% |
$2,500 - $9,999.99 | 1.62% | 1.63% |
$10,000 - $49,999.99 | 1.62% | 1.63% |
$50,000 - $99,999.99 | 2.09% | 2.11% |
$100,000 - $149,999.99 | 2.28% | 2.30% |
$150,000 - $499,999.99 | 2.28% | 2.30% |
$500,000+ | 2.47% | 2.49% |
- APY = Annual Percentage Yield
- Rates are subject to change on a daily basis.
Simple High Yield Deposit
At Dow Credit Union we believe the more money you save, the more interest you should earn. Dow Credit Union's Simple High Yield Account allows you to earn a highly competitive yield that automatically adjusts as your balance changes. Our Simple High Yield Account offers a higher APY than our Premium High Yield Account but is not eligible for the potential year-end Member Saver Reward.
Effective March 9, 2023
Balance | Interest Rate2 | APY1 |
---|---|---|
$0 - $2,499.99 | 1.94% | 1.95% |
$2,500 - $9,999.99 | 1.94% | 1.95% |
$10,000 - $49,999.99 | 1.94% | 1.95% |
$50,000 - $99,999.99 | 2.51% | 2.53% |
$100,000 - $149,999.99 | 2.74% | 2.77% |
$150,000 - $499,999.99 | 2.74% | 2.77% |
$500,000+ | 2.97% | 3.00% |
- APY = Annual Percentage Yield
- Rates are subject to change on a daily basis.