Branch Services

branch services

Whether you’re making a large purchase, sending funds, or need another form of payment, our Money Orders and Official checks offer a reliable alternative to cash or personal checks.


Money Orders are perfect for smaller transactions.

  • Maximum limit up to $5,000.00
  • $2.00 fee for each money order purchased

Official Checks are ideal for larger or more formal transactions.

  • There is no maximum limit
  • $3.00 for an official check $5,000.00 or below

Notary Public service is available at Dow Credit Union's Saginaw and Midland branches. A notary public is a State of Michigan commissioned position that allows the notary to acknowledge the official witnessing of another person’s signature on a document. Common uses for notarized documents are legal and contractual attestations, oaths, and acknowledgments.

There is no charge to members for this service. To take advantage of this service, you can walk-in or schedule your appointment online.

To help ensure timely service, please use the following steps as a general guideline:

  • All signers must personally appear at Dow Credit Union. 
  • Bring unexpired state issued/government identification for all signers.
  • Bring all pages of the document that requires notarization.
  • Do NOT sign before arrival at Dow Credit Union.

 


Safe Deposit Box

Enjoy security, peace of mind, convenience and great service while Dow Credit Union is protecting your irreplaceable possessions.

Contact us for more information.

Box Size Annual Fee1
3” x 5” x 24” $20
5" x 5" x 24" 2 $40
3” x 10” x 24” $30
5” x 10” x 24” $45
7” x 10” x 24” $75
10” x 10” x 24” $100

Neither Dow Credit Union nor the National Credit Union Administration (NCUA) provides insurance coverage for the contents of a safe deposit box.

  1. Pricing and availability subject to change.

  2. The 5" x 5" x 24" safe deposit box is only available at the Saginaw branch.


Signature Guarantee and Signature Validation service is available at Dow Credit Union's Saginaw and Midland branches and is no charge to our members.

While Dow Credit Union has several Guarantors/Validators on staff, we recommend that you call ahead to make sure that a qualified staff member will be in the office at the time you need this service. During your scheduled phone call, the representative will review the purpose of your request and help guide you through the required items to complete your request.


To ensure a smooth and efficient process, please prepare the following items:

  • All account owners must be present and provide valid government issued identification.
  • Proof of ownership, which can be one of the following:
    • Recent account statement (dated within the last 6 months), or
    • Original stock certificates that clearly display the owner’s names and account number
  • Supporting legal documentation is required for any changes due to life events such as marriage, divorce, death, or trust account, the member must also provide those documents. i.e. marriage certificate.
  • All required signatures must be completed in the presence of a Dow Credit Union employee.

Have questions or ready to meet?

Contact us or schedule an appointment.


Drive-Thru Services

Midland: 600 E Lyon
Monday-Friday: 7:30 a.m. - 5:30 p.m. ET*
Saturday: 9:00 a.m. - 1:00 p.m. ET*

 

Saginaw: 5420 Gratiot
Monday - Friday: 9:00 a.m. - 5:00 p.m. ET**
Saturday: Closed

 

* See Holiday Hours for more details.
** Drive Thru ATM available 24/7.

Drive-Thru Service
Midland Branch
Saginaw Branch
Cash withdrawals
Official checks and money orders (issued at time of visit)
Visa cash advances (no fee or limit from Dow Credit Union)
Deposit or cash checks
Coin requests
Coin deposits
X

(coin machine in lobby)

X
Night drop box (available 24/7 in first lane)
Request or replace your debit/ATM card instantly in person (available Monday-Friday)
Request or replace your credit card instantly in person
X

(lobby only)

Temporary checks and check orders