Recreational Vehicle Loans
Recreational Vehicle Loans
What’s your perfect day? Riding an ATV? Sailing on a boat? Cruising in your RV? Our Recreational Vehicle loan can make it happen. We offer up to 100% financing for qualified borrowers1, no application fees, and some balloon terms are available.2
If you choose one of our Rebate-Eligible Recreational Loans, you'll qualify for our potential year-end Loan Interest Rebate, which is part of our unique Member Member Giveback.3
Non-Rebate Eligible
Effective April 15, 2025 [listed rates are current]
| Term | APR as low as | Payment as low as (per $1,000 borrowed) |
|---|---|---|
| Up to 36 months | 6.49% | $30.64 |
| 37 to 48 months | 6.99% | $23.94 |
| 49 to 60 months | 7.24% | $19.91 |
| 61 to 72 months | 7.49% | $17.29 |
| 73 to 84 months | 7.49% | $15.33 |
| 85 to 120 months | 8.24% | $12.26 |
| 121 to 180 months | 8.74% | $9.99 |
- APR = Annual Percentage Rate.
- Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Membership required. Other loan limitations may apply.
- As low as rate reflects established qualifying monthly direct deposit totaling a minimum of $900.00 in the previous or current month. Qualifying Direct Deposits are deposits from an employer, pension, or government for payroll, benefits (e.g., Social Security), or tax refunds. The following do not qualify: P2Ptransfers (e.g., money apps), account-to-account transfers (e.g., checking to checking), non-employer/government deposits (e.g., online or bank transfers), internal Dow Credit Union transfers, check deposits (including Online Banking Deposit Check), and ATM deposits.
Rebate Eligible
Effective April 15, 2025 [listed rates are current]
| Term | APR as low as | Payment as low as (per $1,000 borrowed) |
|---|---|---|
| Up to 36 months | 8.24% | $31.45 |
| 37 to 48 months | 8.86% | $24.82 |
| 49 to 60 months | 9.18% | $20.84 |
| 61 to 72 months | 9.49% | $18.27 |
| 73 to 84 months | 9.49% | $16.34 |
| 85 to 120 months | 10.43% | $13.45 |
| 121 to 180 months | 11.05% | $11.40 |
- APR = Annual Percentage Rate.
- Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Membership eligibility required. Other loan limitations may apply.
- While Member Giveback rebates and rewards occur with great regularity, this credit union benefit is not guaranteed. Not all loan and deposit products are eligible for Member Giveback consideration. Some limitations apply.
- As low as rate reflects established qualifying monthly direct deposit totaling a minimum of $900.00 in the previous or current month. Qualifying Direct Deposits are deposits from an employer, pension, or government for payroll, benefits (e.g., Social Security), or tax refunds. The following do not qualify: P2Ptransfers (e.g., money apps), account-to-account transfers (e.g., checking to checking), non-employer/government deposits (e.g., online or bank transfers), internal Dow Credit Union transfers, check deposits (including Online Banking Deposit Check), and ATM deposits.
- Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Membership required.
- Can balloon with maximum 180-month amortization. Certain restrictions may apply.
- While Member Giveback rebates and rewards occur with great regularity, this credit union benefit is not guaranteed. Not all loan and deposit products are eligible for Member Giveback consideration. Some limitations apply.