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We go ALL IN on helping Michigan businesses be their best!
BETTER BANKING FOR MICHIGAN BUSINESSES
BE YOUR BEST with a trusted financial partner that has your back—that's us!
Whether it’s business-as-usual or business-is-booming, we go ALL IN to help your business be its best. Because meaningful banking isn’t just about accounts and loans it’s about rolling up our sleeves together.
BUSINESS CHECKING
Enjoy no minimum balance AND no hidden fees. Beginning April 1st earn 1.00% Annual Percentage Rate with interest paid monthly!
Select your business type to begin your membership journey!
We look forward to working together! Here is important information to help you open your new business account.
You will need:
Completed Dow Credit Union Business Account Application
Certificate of Assumed Name “DBA” filed with Michigan counties
Government Issued Identification for each individual listed on the application
Social Security Number (SSN) is required for all individuals on the application in addition to an Employer Identification Number (EIN), if applicable.
Let’s get started:
Download and complete the application at your convenience—leave the signature blank. We’ll finalize the app and signature together during your appointment. Next, use our easy online scheduler to meet with a Business Services Expert.
We look forward to working together! Here is important information to help you open your new business account.
You will need:
Completed Dow Credit Union Business Account Application
Articles of Incorporation for Use by Domestic Nonprofit Corporations
Certificate of Assumed Name, if applicable
Meeting minutes showing who has the authority to establish banking relationships and can appoint authorized signers
Government Issued Identification for each individual listed on the application
Social Security Number (SSN) is required for all individuals on application in addition to an Employer Identification Number (EIN), if applicable
Let’s get started:
Download and complete the application at your convenience—leave the signature blank. We’ll finalize the app and signature together during your appointment. Next, use our easy online scheduler to meet with a Business Services Expert.
We look forward to working together! Here is important information to help you open your new business account.
You will need:
Completed Dow Credit Union Business Account Application
Articles of Organization
Certificate of Assumed Name, if applicable
Government Issued Identification for each individual listed on the application
Social Security Number (SSN) is required for all individuals on the application in addition to an Employer Identification Number (EIN), if applicable
Let’s get started:
Download and complete the application at your convenience—leave the signature blank. We’ll finalize the app and signature together during your appointment. Next, use our easy online scheduler to meet with a Business Services Expert.
We look forward to working together! Here is important information to help you open your new business account.
You will need:
Completed Dow Credit Union Business Account Application
Articles of Organization
Certificate of Assumed Name, if applicable
Operating Agreement showing who has the authority to establish banking relationships and can appoint authorized signers
Government Issued Identification for each individual listed on the application
Social Security Number (SSN) is required for all individuals on the application in addition to an Employer Identification Number (EIN), if applicable.
Let’s get started:
Download and complete the application at your convenience—leave the signature blank. We’ll finalize the app and signature together during your appointment. Next, use our easy online scheduler to meet with a Business Services Expert.
Explore what our business members have to say about working with us.
"We have community partners we rely on. So, when Dow Credit Union started offering business services it was a natural alignment for us to sign on. For years, Dow Credit Union has been supporting our agency, our clients, our effort, and our mission."
Julie Nunn
Executive Director of Cancer Services
"When I learned Dow Credit Union had begun offering business banking services, I made an appointment that same day to open my business account."
Barb Wilson
Founder of Editpartner
With the new loan from Dow Credit Union, we are helping other entrepreneurs start their first businesses and move into the new units we’re buying.
Jeremy Gwizdala
Owner of Gwizdala Property Management
BETTER BANKING FOR MICHIGAN BUSINESSES
From big ideas to bold moves, we're ALL IN on your success.
Our tailored financial solutions keep pace with your every move.
PLAN & INVEST
LOANS
Back your goals with the right financing at the right term at the right rate.
A business or other entity that is not a natural person may qualify for Credit Union Membership if it meets one or more of the following criteria: Registration on file with the Michigan Department of Licensing and Regulatory Affairs (LARA) & Presence in Michigan: It must maintain a physical location in Michigan (a P.O. Box is not a physical location). Sole Proprietorships: The business owner must be a Michigan resident. The business must be registered with at least one Michigan County. While the Member Saver Reward occurs with great regularity, this credit union benefit is not guaranteed. The Member Saver Reward benefit is determined by the Dow Credit Union Board of Directors and is paid out on January 1st to the Business Prime Savings Account as a lump sum deposit based on earnings from eligible deposit products.
NOT A BUSINESS MEMBER?
Join nearly 200 Michigan business members that trust Dow Credit Union as their financial partner.