Dow Credit Union Business Members

Dow Credit Union Business Members

We go ALL IN on helping Michigan businesses be their best!

BETTER BANKING FOR MICHIGAN BUSINESSES

BE YOUR BEST with a trusted financial partner that has your back—that's us!

Whether it’s business-as-usual or business-is-booming, we go ALL IN to help your business be its best. Because meaningful banking isn’t just about accounts and loans it’s about rolling up our sleeves together.

 

Dow Credit Union Business Member

BUSINESS CHECKING

Enjoy no minimum balance AND no hidden fees. Beginning April 1st earn 1.00% Annual Percentage Rate with interest paid monthly!

BECOME A BUSINESS MEMBER ⟶

Dow Credit Union Business Member Manufacturing

BUSINESS CREDIT CARD - COMING SOON

Low can never be too low! Our low-rate card makes spending work for you, not against you.

BECOME A BUSINESS MEMBER ⟶

Dow Credit Union Business Members Pet Groomer

BUSINESS DEPOSITS

Smart choices today fund tomorrow's opportunities. Our GREAT RATES will get you there!

BECOME A BUSINESS MEMBER ⟶

Dow Credit Union Business Member Artist

BUSINESS LOANS

Our lending solutions can get you money fast—at a term, rate, and payment you will love!

BECOME A BUSINESS MEMBER ⟶

Dow Credit Union Business Members Salon Owner

BUSINESS RETIREMENT AND INVESTMENT SOLUTIONS

Attract, retain, and inspire your team with retirement solutions that uplift your workforce.

BECOME A BUSINESS MEMBER ⟶

HOW TO JOIN

Select your business type to begin your membership journey!

We look forward to working together! Here is important information to help you open your new business account.

You will need:

  • Completed Dow Credit Union Business Account Application
  • Certificate of Assumed Name “DBA” filed with Michigan counties
  • Government Issued Identification for each individual listed on the application
  • Social Security Number (SSN) is required for all individuals on the application in addition to an Employer Identification Number (EIN), if applicable.

Let’s get started:

Download and complete the application at your convenience—leave the signature blank. We’ll finalize the app and signature together during your appointment. Next, use our easy online scheduler to meet with a Business Services Expert.

 

Download Application  Download Checklist  Schedule Appointment

We look forward to working together! Here is important information to help you open your new business account.

You will need:

  • Completed Dow Credit Union Business Account Application
  • Articles of Incorporation for Use by Domestic Nonprofit Corporations
  • Certificate of Assumed Name, if applicable
  • Meeting minutes showing who has the authority to establish banking relationships and can appoint authorized signers
  • Government Issued Identification for each individual listed on the application
  • Social Security Number (SSN) is required for all individuals on application in addition to an Employer Identification Number (EIN), if applicable
Let’s get started:

Download and complete the application at your convenience—leave the signature blank. We’ll finalize the app and signature together during your appointment. Next, use our easy online scheduler to meet with a Business Services Expert.

 

Download Application  Download Checklist  Schedule Appointment

We look forward to working together! Here is important information to help you open your new business account.

You will need:

  • Completed Dow Credit Union Business Account Application
  • Articles of Organization
  • Certificate of Assumed Name, if applicable
  • Government Issued Identification for each individual listed on the application
  • Social Security Number (SSN) is required for all individuals on the application in addition to an Employer Identification Number (EIN), if applicable

Let’s get started:

Download and complete the application at your convenience—leave the signature blank. We’ll finalize the app and signature together during your appointment. Next, use our easy online scheduler to meet with a Business Services Expert.

 

Download Application  Download Checklist  Schedule Appointment

We look forward to working together! Here is important information to help you open your new business account.

You will need:

  • Completed Dow Credit Union Business Account Application
  • Articles of Organization
  • Certificate of Assumed Name, if applicable
  • Operating Agreement showing who has the authority to establish banking relationships and can appoint authorized signers
  • Government Issued Identification for each individual listed on the application
  • Social Security Number (SSN) is required for all individuals on the application in addition to an Employer Identification Number (EIN), if applicable.

Let’s get started:

Download and complete the application at your convenience—leave the signature blank. We’ll finalize the app and signature together during your appointment. Next, use our easy online scheduler to meet with a Business Services Expert.

 

Download Application  Download Checklist  Schedule Appointment

Dow Credit Union Business Application

 

BEGIN YOUR BUSINESS BANKING JOURNEY

Make an appointment to become a new business member. 

BOOK APPOINTMENT ⟶

 

NEED HELP?   989.835.7794  |  800.835.7794  |  EMAIL US

BUSINESS MEMBER TESTIMONIALS

Explore what our business members have to say about working with us.

"We have community partners we rely on. So, when Dow Credit Union started offering business services it was a natural alignment for us to sign on. For years, Dow Credit Union has been supporting our agency, our clients, our effort, and our mission."
Julie Nunn
Executive Director of Cancer Services
"When I learned Dow Credit Union had begun offering business banking services, I made an appointment that same day to open my business account."
Barb Wilson
Founder of Editpartner
With the new loan from Dow Credit Union, we are helping other entrepreneurs start their first businesses and move into the new units we’re buying.
Jeremy Gwizdala
Owner of Gwizdala Property Management

BETTER BANKING FOR MICHIGAN BUSINESSES

From big ideas to bold moves, we're ALL IN on your success.

Our tailored financial solutions keep pace with your every move.



Business Loans at Dow Credit Union


PLAN & INVEST

LOANS

Back your goals with the right financing at the right term at the right rate.

LET'S GO

Business Deposits at Dow Credit Union


EARN & GROW

DEPOSITS

Maximize profits and available capital with rates that grow your money.

LET'S GO

Business Checking at Dow Credit Union


SPEND & MANAGE

CHECKING

No fees, no minimums: our checking gives you easy access to funds.

LET'S GO

Business Credit Cards at Dow Credit Union


SWIPE & SAVE

CREDIT

Our low-rate credit card helps you manage cash flow with confidence.

LET'S GO

Business Services at Dow Credit Union


TOOLS & SERVICES

SUPPORT

People-first support and services that make running your business simple.

LET'S GO

A business or other entity that is not a natural person may qualify for Credit Union Membership if it meets one or more of the following criteria: Registration on file with the Michigan Department of Licensing and Regulatory Affairs (LARA) & Presence in Michigan: It must maintain a physical location in Michigan (a P.O. Box is not a physical location). Sole Proprietorships: The business owner must be a Michigan resident. The business must be registered with at least one Michigan County. While the Member Saver Reward occurs with great regularity, this credit union benefit is not guaranteed. The Member Saver Reward benefit is determined by the Dow Credit Union Board of Directors and is paid out on January 1st to the Business Prime Savings Account as a lump sum deposit based on earnings from eligible deposit products.