Dow Credit Union has Grown!

After a momentous grand opening last month, we're excited to invite the community to our Saginaw branch for the official ribbon-cutting ceremony!
An interior photo of the Saginaw Branch with teller stations visible

CDs in your best interest

Our CDs offer great rates for better returns on the money you save with us. 

Become a Member

Get ready to experience all the benefits of Dow Credit Union!

It's Member Giveback Time

For 2022, the Loan Interest Rebate and Member Saver Reward are 40% and we're giving a Debit Card Rebate!
Woman excited about Dow Credit Union Member Giveback
atm white

Simple CD

APY as high as



Simple High Yield Deposit

APY as high as



Join Dow Credit Union

How to join

It’s easy! Just open a Dow Credit Union Savings Account (with a minimum $5 deposit) and a Dow Credit Union Checking Account. With our simple and secure online application, you can become a member in 15 minutes or less!

Need a loan but aren’t a member?

If you want to apply for a loan but aren’t yet a member, we make it easy! Apply for any of the following Dow Credit Union loans while you’re applying for membership:
  • Auto Loan
  • Personal Loan
  • Recreational Vehicle Loan


Save on Auto and Home Insurance

Dow Credit Union has teamed up with Liberty Mutual to offer members a discount on Auto and Home Insurance.


We make accessing your money and accounts easy.


See Access Options


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