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Dow Credit Union to open new branch in Saginaw

Opening in 2023, the new branch will be located on Gratiot Road in Saginaw. 
Saginaw Branch on Gratiot Road

Become a Member

Get ready to experience all the benefits of Dow Credit Union!

It's Member Giveback Time

For 2022, the Loan Interest Rebate and Member Saver Reward are 40% and we're giving a Debit Card Rebate!
Woman excited about Dow Credit Union Member Giveback


Join Dow Credit Union

How to join

It’s easy! Just open a Dow Credit Union Savings Account (with a minimum $5 deposit) and a Dow Credit Union Checking Account. With our simple and secure online application, you can become a member in 15 minutes or less!

Need a loan but aren’t a member?

If you want to apply for a loan but aren’t yet a member, we make it easy! Apply for any of the following Dow Credit Union loans while you’re applying for membership:
  • Auto Loan
  • Personal Loan
  • Recreational Vehicle Loan


Save on Auto and Home Insurance

Dow Credit Union has teamed up with Liberty Mutual to offer members a discount on Auto and Home Insurance.


We make accessing your money and accounts easy.


See Access Options

Woman celebrating Member Giveback

Member Giveback returning $14 million to members for 2022

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Saginaw Branch on Gratiot Road

Dow Credit Union to open new branch in Saginaw

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Using a contactless card at checkout

Contactless debit cards are coming

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