Retirement & Investment Center (RIC)

Guidance that makes your next step feel simple.

No matter where you are in your financial journey, the professional team at the Retirement & Investment Center—located at Dow Credit Union—is here to help you move forward with clarity and confidence. You’ll get one-to-one guidance, practical strategies, and a plan that fits your life today and your goals for tomorrow.

 

How to work with us:*

  1. Start with a conversation. Tell us what matters most—your goals, concerns, and time horizon.
  2. Get a tailored plan. We’ll assess where you are and map practical next steps.
  3. Check in and adjust. Life changes. Your plan should too. We’ll meet regularly to keep you on track.

Professionals & business owners: We know your time is limited. Expect clear options, proactive communication, and solutions that work across your personal and business finances—so you can keep moving.*

 

Learn More

* View the LPL Financial Form Client Relationship Summary.

Services

  • Retirement planning
  • Rollovers & IRAs
  • Financial planning
  • Investment solutions
  • Insurance, annuities & long‑term care
  • Education & estate planning coordination
  • Business retirement plans

Securities and advisory services are offered through LPL Financial (LPL), a registered investment advisor and broker-dealer (member FINRA/SIPC). Insurance products offered through LPL or its licensed affiliates. Dow Credit Union and the Retirement and Investment Center located at Dow Credit Union are not registered as a broker-dealer or investment advisor. Registered representatives of LPL offer products and services using the Retirement and Investment Center Located at Dow Credit Union, and may also be employees of LPL. These products and services are being offered through LPL or its affiliates, which are separate entities from, and not affiliates of Dow Credit Union or the Retirement and Investment Center Located at Dow Credit Union. Securities and insurance offered through LPL or its affiliates are:

LPL Financial LLC Disclosure

Dow Credit Union (“Financial Institution”) provides referrals to financial professionals of LPL Financial LLC (“LPL”) pursuant to an agreement that allows LPL to pay the Financial Institution for these referrals. This creates an incentive for the Financial Institution to make these referrals, resulting in a conflict of interest. The Financial Institution is not a current client of LPL for advisory services. Please visit https://www.lpl.com/disclosures/is-lpl-relationship-disclosure.html for more detailed information.

Check the background of investment professionals associated with this site on FINRA's BrokerCheck.