Savings

You’ll find a variety of savings options at Dow Credit Union to help you achieve more of your personal and financial goals.

Rates subject to change on a daily basis.


savings

Financial freedom at your fingertips. Scroll to find your perfect savings account and start building wealth today.  By exploring our diverse range of saving account options, you'll take the first step towards a more secure and rewarding financial future.

 

If you're ready to transform your hard-earned money into a cozy nest egg, dive right in. Scroll down to uncover all the exclusive benefits Dow Credit Union savings accounts can offer.

 

A few highlights include competitive rates, dividends on select accounts, and even a savings account where you can set aside money for those big life events like weddings, holidays, or vacations.

 

Start your journey to financial happiness today!

Prime Savings

The Prime Savings Account (Also known as a Prime Share) is your ticket to becoming a member-owner of Dow Credit Union. By opening a Prime Savings Account, not only do you earn competitive dividends, you also become a member of Dow Credit Union with access to all the top-notch products we offer. This account is eligible for our Member Saver Reward.
Effective April 1, 2023
Dividend Rate1 APY2
0.35% 0.35%
  1. Dividends on share accounts are prospective and therefore are not guaranteed. The prospective dividends are declared by Dow Credit Union's Board of Directors.
  2. APY = Annual Percentage Yield 
Become a Member

Secondary Savings

Our Secondary Savings Account allows you to save for a specific purpose and keep those funds separate from your Prime Savings. This account is eligible for our  Member Saver Reward.
Effective April 1, 2023
Dividend Rate1 APY2
0.35% 0.35%
  1. Dividends on share accounts are prospective and therefore are not guaranteed. The prospective dividends are declared by Dow Credit Union's Board of Directors.
  2. APY = Annual Percentage Yield 
Apply Now

Club Account

With great features like, no minimum balance required to open, direct deposit, and automatic transfers from your other Dow Credit Union accounts, our Club Account is a great way to save for holidays, vacations, or other scheduled expenses. This account is eligible for our  Member Saver Reward.
Effective April 1, 2023
Interest Rate2 APY1
0.35% 0.35%
  1. APY = Annual Percentage Yield 
  2. Rates are subject to change on a daily basis. 
Apply Now

Premium High Yield Deposit

At Dow Credit Union we believe the more money you save, the more interest you should earn. Dow Credit Union's Premium High Yield Account allows you to earn a highly competitive yield that automatically adjusts as your balance changes. This account is eligible for our  Member Saver Reward.
Effective May 3, 2023
Balance Interest Rate2 APY1
$0 - $2,499.99 1.81% 1.82%
$2,500 - $9,999.99 1.81% 1.82%
$10,000 - $49,999.99 1.81% 1.82%
$50,000 - $99,999.99 2.34% 2.36%
$100,000 - $149,999.99 2.55% 2.57%
$150,000 - $499,999.99 2.55% 2.57%
$500,000+ 2.77% 2.80%

Saver Reward

EFFECTIVE ANNUAL RETURN RATE

Based on Example GiveBack Percentage

0% 10% 20% 30% 40%
1.82% 2.00% 2.19% 2.37% 2.55%
1.82% 2.00% 2.19% 2.37% 2.55%
1.82% 2.00% 2.19% 2.37% 2.55%
2.36% 2.60% 2.83% 3.07% 3.30%
2.57% 2.83% 3.09% 3.35% 3.60%
2.57% 2.83% 3.09% 3.35% 3.60%
2.80% 3.08% 3.36% 3.64% 3.92%
  1. APY = Annual Percentage Yield
  2. Rates are subject to change on a daily basis.
Apply Now

Simple High Yield Deposit

At Dow Credit Union we believe the more money you save, the more interest you should earn. Dow Credit Union's Simple High Yield Account allows you to earn a highly competitive yield that automatically adjusts as your balance changes. Our Simple High Yield Account offers a higher APY than our Premium High Yield Account but is not eligible for the potential year-end Member Saver Reward.
Effective April 28, 2023
Balance Interest Rate2 APY1
$0 - $2,499.99 2.17% 2.19%
$2,500 - $9,999.99 2.17% 2.19%
$10,000 - $49,999.99 2.17% 2.19%
$50,000 - $99,999.99 2.81% 2.84%
$100,000 - $149,999.99 3.06% 3.10%
$150,000 - $499,999.99 3.06% 3.10%
$500,000+ 3.32% 3.36%
  1. APY = Annual Percentage Yield
  2. Rates are subject to change on a daily basis.
Apply Now