Check Out Our Great Rates

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High Yield

Featuring
Simple High Yield Deposit1

as high as
3.51
%

APY

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CDs

Featuring
3 Month Simple CD2

as high as
4.30
%

APY

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Auto

Featuring
Non-Rebate Auto Loan3,4

as low as
5.49
%

APR

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Mortgage

Featuring
Non-Rebate Fixed Rate Mortgage5

as low as
5.979%

APR

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HELOC

Featuring
Single Advance Home Equity6

as low as
8.314%

APR

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Credit Card

Featuring
Low-Rate Visa®7

as low as
11.24%

Variable APR

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RV

Featuring
Non-Rebate RV Loan3,4

as low as
6.49
%

APR

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Personal

Featuring
Non-Rebate Personal Loan3

as low as
8.50
%

APR

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Line of Credit

Featuring
Revolving Line of Credit Loan8

as low as
13.50
%

APR

  1. APY = Annual Percentage Yield. Rates effective 04/01/2025 and subject to change on a daily basis. 3.51% APY rate eligible on Simple High-Yield account balances $500,000.00+.
  2. APY = Annual Percentage Yield. Rate effective 04/08/2025 and subject to change on a daily basis. APY assumes interest payouts remain in your certificate account until maturity. Interest rate is guaranteed for the length of the term. Starting minimum deposit is $500. An early withdrawal penalty may be applied when a withdrawal is made prior to maturity of the certificate and could result in loss of principal.
  3. APR= Annual Percentage Rate. Rates effective 04/15/2025. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Certain restrictions may apply.
  4. As low as rate reflects established qualifying monthly direct deposit totaling a minimum of $900.00 in the previous or current month. Qualifying Direct Deposits are deposits from an employer, pension, or government for payroll, benefits (e.g., Social Security), or tax refunds. The following do not qualify: P2Ptransfers (e.g., money apps), account-to-account transfers (e.g., checking to checking), non-employer/government deposits (e.g., online or bank transfers), internal Dow Credit Union transfers, check deposits (including Online Banking Deposit Check), and ATM deposits.
  5. APR= Annual Percentage Rate. Rates effective 04/28/2025. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. Limited to developed, non-agricultural, non-income producing homes located within Michigan. Purchase of Private Mortgage Insurance (PMI) required for financing above 80%. Other limitations may apply. APR based on a no point $150,000 loan with 80% loan-to-value.
  6. Rates effective 04/28/2025. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. Limited to developed, non-agricultural, non-income producing homes located within Michigan. Other limitations may apply. APR based on a $40,000 loan.
  7. APR= Annual Percentage Rate. Variable Rate as of 01/23/2025. APR will vary with the market based on the prime rate.
  8. APR= Annual Percentage Rate. Rates effective 03/06/2025. Rates, terms and conditions are subject to change and may vary based on creditworthiness and qualifications. All loans subject to approval. Certain restrictions may apply.