Maximize your membership!

Our nationally recognized rates on High Yield Deposit Accounts and Certificates of Deposit (CDs) make now the time to build your savings with us! You’re already a Dow Credit Union member … and this is a perfect opportunity to maximize your membership.  

High Yield Deposit Account

EARN UP TO

3.51% APY1,2,3

Pays 5 to 8 times the bank national average⁵ 

(based on our 2.28% to 3.51% APY1,2,3)

Certificate of Deposit (CDs)

EARN UP TO

5.50% APY1,3,4

Recognized by the Wall Street Journal

as one of the country's best rates⁶

We have your best interest in mind.

Explore your options

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Savings Accounts

We offer a wide variety of Savings Account options to help you achieve more of your financial goals. Most of our Savings Accounts qualify for our unique Member Giveback, which rewards members for saving and borrowing with us.3,7

 

Explore Savings Accounts

 

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Certificates of Deposit (CDs)

Our CDs offer superior rates, have convenient features and options, and are available in a variety of terms. Most of our CDs qualify for our unique Member Giveback, which rewards members for saving and borrowing with us.3,7

 

Explore CDs

 

1APY = annual percentage yield. Advertised APYs are subject to change.  

2Advertised “earn up to” APY of 3.51% is for a Simple High Yield Deposit Account with a $150,000+ balance and is accurate as of 07/24/2023.  

3Our Simple High Yield Deposit Accounts and Simple CDs are not eligible for Member Giveback rebates and rewards. See disclosure 7 for Member Giveback details.  

4Advertised “earn up to” APY of 5.50% is for a 6-month Simple CD and is accurate as of 07/24/2023.For CDs, any advertised APY assumes principal and interest remain on deposit for the term of the certificate. A penalty for early withdrawal may be imposed and could reduce earnings on a CD account, including reduction of principal. Starting minimum deposit for all Dow Credit Union CDs is $500.  

5Comparison based on Dow Credit Union Simple High Yield $0-2,499.99 tier (2.28% APY) and Dow Credit Union Simple High Yield $150,000-499,999.99 and $500,000+ tiers (3.51% APY) as of 07/24/2023 versus the national average yield for savings accounts of 0.41% APY for July 2023, according to DepositAccounts.com.  

7While Member Giveback rebates and rewards occur with great regularity, this credit union benefit is not guaranteed. Not all loan and deposit products are eligible for Member Giveback consideration. Some limitations apply. Our Premium High Yield Deposit Accounts, Prime Savings Accounts, Secondary Savings Accounts, Club Accounts, Standard CDs, Bump Rate CDs, Youth CDs and Health Savings Account CDs all are eligible for the Member Saver Reward as part of the Member Giveback. Simple High Yield Deposit Accounts and Simple CDs are not eligible.