Lending Solutions for Every Lifestyle

 

Our tailored lending solutions make borrowing both affordable and convenient. We know a loan is just a stepping stone, so we offer competitive rates and flexible terms that help you reach your goals faster—and get back to doing what you love.

 

Dow Credit Union Gets Personal with Personal Loans

Get Personal

PERSONAL LOANS1

Our personal loans offer flexible financing for medical bills, vehicle repairs, vacations, special occasions, projects, and more. Experience fast approval, competitive interest rates, and no collateral requirements. Get your loan in one lump sum for unplanned expenses, big purchases, or debt consolidation.

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Move in the Confidence with Mortgage Loans from Dow Credit Union

Welcome Home

MORTGAGE LOANS2

Buying, renovating, or refinancing? Get great mortgage rates, flexible terms, and competitive closing costs. We offer a potential year-end Loan Interest Rebate on qualifying mortgage loans.5 Plus, our friendly staff with local connections make getting a mortgage quick, easy, and affordable.

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Dow Credit Union Vehicle Loans

Drive Happy

AUTO LOANS1

Hit the road with confidence and savings! Whether you're purchasing new or pre-owned or refinancing an existing auto loan, we offer up to 100% financing for qualified borrowers with no application fees. Plus, with our rebate-eligible loans, you could qualify for a year-end Loan Interest Rebate.5

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Adventure into Savings

Take an Adventure

RV LOANS1

Hit the road, water, trail, or campsite in style. With great RV loan rates and friendly, personalized service, you can spend less time worrying about financing and more time making lasting memories that last a lifetime. Plus, with our rebate-eligible loans, you could qualify for a year-end Loan Interest Rebate.5

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Dow Credit Union HELOCs

Leverage Your Home Equity

HOME EQUITY LOANS3,4

Borrow up to $250,000 with a Home Equity Line of Credit or Single Advance Home Equity Loan—ideal for major expenses, home improvements, or debt consolidation. Single Advance loans may qualify for a year-end Loan Interest Rebate.5

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Dow Credit Union Credit Cards for Every Lifestyle

Credit Cards for Every Style

CREDIT CARDS6

Choose our Low-Rate Visa® for interest savings, Rebate-Eligible Visa® to potentially earn back a portion of your paid annual interest, or our Rewards Visa® for a cash reward option and more. All cards offer tap-to-pay, fraud protection, and no annual fee.

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  1. Rates, terms and conditions are subject to change and may vary based on creditworthiness of applicants, qualifications and collateral conditions. All loans subject to approval. Certain restrictions may apply.
  2. Loans subject to approval based on creditworthiness of applicants and collateral conditions. Limited to developed, non-agricultural, non-income producing homes located within Michigan. Purchase of Private Mortgage Insurance (PMI) required for financing above 80%. 10-Day approval conditional upon completed application and required documentation being provided by the applicant. Other loan limitations may apply.
  3. The HELOC Annual Percentage Rate (APR) may vary monthly, based on the Wall Street Journal Prime Rate minus 0.250% (the margin) in effect on the 25th of the previous month. The APR will not exceed 18.00% and will not fall below 3.250%. The HELOC has a 10-year draw period during which the minimum monthly payment is interest-only; making interest-only payments may result in a significantly higher monthly payment once the loan enters the repayment period. After the draw period ends, the loan enters a 20-year repayment period, during which the outstanding balance is amortized and payments will include both interest and principal. All loans are subject to credit approval, including evaluation of creditworthiness, qualifications, and acceptable collateral. Eligible properties must be developed, non-agricultural, and non-income-producing residential homes located in Michigan. The maximum Combined Loan-to-Value (CLTV) is 90%. Additional restrictions may apply. Membership Required.
  4. Loans subject to approval based on creditworthiness of applicants and collateral conditions. Limited to developed, non-agricultural, non-income producing homes located within Michigan. Other limitations may apply. While year-end rebates and rewards occur with great regularity, this credit union benefit is not guaranteed. Loan interest rebates are based on interest paid to the loan during the calendar year. Unapplied balances are not considered interest paid. Membership required.
  5. While Member Giveback rebates and rewards occur with great regularity, this credit union benefit is not guaranteed. Not all loan and deposit products are eligible for Member Giveback consideration. Some limitations apply.
  6. View Credit Card Agreements and Disclosures.