Borrowing is Better at Dow Credit Union

Lending Solutions for Every Lifestyle

 

Borrowing is better with competitive, low interest rates you can count on! 

Our tailored lending solutions, including personal loans, auto and recreational vehicle loans, home loans, HELOCs, credit cards, and revolving lines of credit, make borrowing both affordable and convenient. When you borrow money, we know it’s temporary. That’s why we offer competitive rates and the flexibility to create a solution that suits you, giving you the freedom to achieve your goals and spend more time doing what you love.

 

Dow Credit Union Gets Personal with Personal Loans

Let's Get Personal

PERSONAL LOANS1

Our personal loans offer flexibility for expenses like medical, vehicle repairs, vacations, special occasions, projects, and every need in between. Experience fast approval, competitive interest rates, and no collateral requirements. Receive the loan in one lump sum, perfect for unplanned expenses, large purchases, or debt consolidation.

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Dow Credit Union Vehicle Loans

Adventure into Savings

AUTO & RV LOANS1

Hit the road, water, or trail with confidence and savings! Whether you're purchasing new or pre-owned, or refinancing an existing auto loan or recreational vehicle loan, we offer up to 100% financing for qualified borrowers, with no application fees. Plus, with our rebate-eligible loans, you could qualify for a year-end Loan Interest Rebate.5

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Move in the Confidence with Mortgage Loans from Dow Credit Union

Welcome Home

MORTGAGE LOANS2

Whether buying a new home or your first home, renovating or refinancing, you can expect great rates on mortgages with flexible terms and competitive closing costs. We offer a potential year-end Loan Interest Rebate on qualifying mortgage loans.5 Plus, our friendly staff with local connections make getting a mortgage quick, easy, and affordable.

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Dow Credit Union HELOCs

Leverage Your Home Equity

HOME EQUITY LOANS3

With loan amounts up to $250,000, our Home Equity Line of Credit and Single Advance Home Equity Loans are smart options for major expenses, home improvements, or debt consolidation. Plus, our Single Advance Home Equity Loans are eligible for a potential year-end Loan Interest Rebate.5  

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Dow Credit Union Credit Cards for Every Lifestyle

Credit Cards for Every Style

CREDIT CARDS4

Discover the perfect credit card for your spending style. Choose our Low-Rate Visa® for interest savings, Rebate-Eligible Visa® to potentially earn back a portion of your paid annual interest, or our Rewards Visa® for a cash reward option and more. All cards offer contactless chip security, fraud protection, and no annual fee.

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Dow Credit Union's Revolving Line of Credit Loans

Credit that Keeps Giving

REVOLVING LOC1

Imagine having a preapproved line of credit ready whenever you need it. Our Revolving Line-of-Credit Loan offers flexible access to funds, helping you manage expenses. Enjoy the convenience of avoiding costly overdraft fees, and benefit from competitive interest rates, no annual fees, and the freedom to borrow and repay.

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Adventures Last a Lifetime

Adventures create lifelong memories, and we believe you deserve to experience them. With our competitive rates and exceptional service, you can focus more on enjoying the journey and less on financing with great automotive loan and recreational vehicle loan rates.1

Adventure into Savings

  1. Rates, terms and conditions are subject to change and may vary based on creditworthiness of applicants, qualifications and collateral conditions. All loans subject to approval. Certain restrictions may apply.
  2. Loans subject to approval based on creditworthiness of applicants and collateral conditions. Limited to developed, non-agricultural, non-income producing homes located within Michigan. Purchase of Private Mortgage Insurance (PMI) required for financing above 80%. 10-Day approval conditional upon completed application and required documentation being provided by the applicant. Other loan limitations may apply.
  3. HELOC Annual Percentage Rate (APR) varies monthly based on the Wall Street Journal prime rate - 0.250% in effect on the 25th of the month. The potential maximum rate is 18.00% APR. The potential minimum rate is 3.250% APR. HELOC draw period is 10 years. Loans subject to approval based on creditworthiness of applicants and collateral conditions. Limited to developed, non-agricultural, non-income producing homes located within Michigan. Maximum percentage financed: 90% of property valuation. 10-Day approval conditional upon completed application and required documentation being provided by the applicant. Other loan limitations may apply.
  4. View Credit Card Agreements and Disclosures.
  5. While Member Giveback rebates and rewards occur with great regularity, this credit union benefit is not guaranteed. Not all loan and deposit products are eligible for Member Giveback consideration. Some limitations apply.