Dow Credit Union to Celebrate 2nd Anniversary of Saginaw Branch

Saginaw, Michigan – Dow Credit Union invites members and guests to join the celebration of its Saginaw Branch’s 2nd Anniversary. The event will be held on Friday, September 26, 2025, between 10:00 a.m. and 2:00 p.m. at both the Saginaw and Midland branch locations. Attendees can enjoy popcorn, fun surprises, and receive a commemorative $2 bill keepsake (while supplies last).¹

This milestone comes during a year of significant achievements for Dow Credit Union. The organization was named one of America’s Best Regional Banks and Credit Unions for 2025,² earned multiple national recognitions for offering the highest-yielding CD rates,³ eliminated NSF fees, and opened membership statewide to all Michiganders.⁴ They also introduced business accounts and Preferred Checking, which is an activity-based checking account designed to boost earnings for their members by up to $1,000 a year!⁵

The Saginaw Branch has played an important role in this growth. Deposits now exceed $45.8 million, contributing to Dow Credit Union’s $2.5 billion in assets. The branch also expanded the home repair grant program into Saginaw with support from Saginaw-Shiawassee Habitat for Humanity. Beyond financial services, the branch has become a local partner in financial education—offering workshops, supporting university initiatives, and backing community events and nonprofits across the Great Lakes Bay Region.

“At Dow Credit Union, we measure success by the difference we make in people’s lives,” said Michael Goad, President/CEO. “In Saginaw, that means more than great rates and low fees—it means empowering members with resources, returning value directly to their pockets, and investing in the community we all share.”

“Our Saginaw Branch has become a vital hub for members seeking face-to-face connections and trusted financial guidance,” said Emily Migut, Member Experience Manager and Business Specialist, who oversees daily operations and leads the Saginaw team. “We’re honored to celebrate two years of growth alongside our members and local businesses. We look forward to continuing to serve as a trusted partner in their financial journeys.”

1. Offer valid 09/26/2025 between 10:00 AM to 2:00 PM while supplies last. Must be present. Limit one per person.
2. Newsweek, 12/2024, America’s Best Regional Banks and Credit Unions 2025
3. Investopedia, 07/10/2025, Best 3-Month CD Rates for July 2025. DepositAccounts, 07/20/2025, Best 3-Month CD Rates in July 2025. Business Insider, 09/2025, Best 3-Month CD Rates in September 2025.
4. Under the new statewide charter, Dow Credit Union updated its bylaws so that any Michigan resident can join Dow Credit Union. For individuals residing outside of Michigan, anyone can become a member by donating $10 to Dow Credit Union’s Multipliers for Good fund, which supports grants for nonprofit initiatives. All applicants are welcome to join by depositing $5.00 into a Prime Savings Account—your first step toward membership and ownership in the credit union.
5. Earn 5.12% Annual Percentage Yield (APY) on daily balances up to $20,000 after qualifying activities. Rates subject to change. Earn $1,000+ annually with a monthly balance of $20,000 after qualifying activities. Qualifying monthly activities are based on statement cycles and include a minimum of 15 debit card transactions (ATM transactions not included); a minimum of $900 in qualifying ACH direct deposit; a minimum one account sign in to Online/Mobile Banking; and enrollment in electronic paperless communications (i.e., statements, tax forms, and notices). Some limitations apply.

About Dow Credit Union

Dow Credit Union is a not-for-profit financial institution owned by its members and dedicated to being a multiplier for good. Membership is open to all, with members enjoying lower rates on loans, higher rates on deposits, no NSF fees, and convenient anywhere banking backed by advanced security and protection. Headquartered in Midland, Michigan, and serving members nationwide, the credit union has $2.5 billion in assets and more than 83,000 members across all 50 states and in 40 countries. Dow Credit Union offers a full range of financial services—including newly launched Business Accounts and Preferred Checking, an activity-based checking account designed to create more value for members. Recognized as one of America’s Best Regional Banks and Credit Unions for 2025 by Newsweek and multiple times by America’s Credit Unions for top performance in saving members money, Dow Credit Union is celebrated for exceptional member value, community impact, and industry-leading rates. Its reputation for excellence has also been acknowledged by Investopedia and Business Insider for offering some of the nation’s most competitive CD rates. Dow Credit Union is insured by the NCUA and an Equal Housing Opportunity lender. For more information, visit dowcreditunion.org.