AUTO LOAN CALCULATORS
NON-REBATE AUTO LOAN CALCULATOR
Do the math and estimate your payment!
NON-REBATE AUTO REFINANCE CALCULATOR
Do the math and estimate your payment!
Auto Loans [non-rebate]
Effective April 13, 2026 [listed rates are current]
| Term | APR as low as | Payment as low as (per $1,000 borrowed) |
|---|---|---|
| Up to 36 months | 4.74% | $29.85 |
| 37 to 48 months | 5.24% | $23.14 |
| 49 to 60 months | 5.49% | $19.10 |
| 61 to 72 months | 5.74% | $16.45 |
| 73 to 84 months | 5.74% | $14.48 |
| 85 to 96 months | 6.24% | $13.26 |
- APR = Annual Percentage Rate.
- Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Membership required. Other loan limitations may apply.
- As low as rate reflects established qualifying monthly direct deposit totaling a minimum of $900.00 in the previous or current month. Qualifying Direct Deposits are deposits from an employer, pension, or government for payroll, benefits (e.g., Social Security), or tax refunds. The following do not qualify: P2Ptransfers (e.g., money apps), account-to-account transfers (e.g., checking to checking), non-employer/government deposits (e.g., online or bank transfers), internal Dow Credit Union transfers, check deposits (including Online Banking Deposit Check), and ATM deposits.
