All posted debit card transactions (regardless of dollar amount) whether made in person, online, or as recurring payments (like Netflix or Verizon), qualify. All qualifying transactions must be posted by the last day of the statement cycle. ATM transactions do not qualify.

To keep up with your Preferred Checking status, simply sign in to Online or Mobile Banking. Navigate to the main menu and select Accounts > Preferred Checking > Preferred Checking status. Your progress updates daily, reflecting activity through the end of the previous day, so you’ll always know where you stand—no guesswork, just daily insights! Plus, at the end of each statement cycle, we'll tell you whether or not you qualified.

Yes. Your debit card and checks remain the same, including your checking account number.

When converting from a Classic Checking account, the year-to-date dividends earned will no longer qualify for the potential Members Saver Reward, and the year-to-date Visa^® Debit Card transactions will no longer be eligible for the potential Debit Card Rebate. Any accrued unpaid prospective dividends at the time of conversion will be paid on the conversion date at the prospective rate/annual percentage yield in effect for that period.

Yes, Courtesy Pay is available with Preferred Checking as long as you meet the eligibility requirements. If a debit card transaction triggers Courtesy Pay, it will still count toward your monthly transaction requirements.

No, one checking account per member.

Business, HSA, and Trust accounts do not qualify for Preferred Checking.