Refinance your Auto Loan with us and get a 2% cash refund

Do you have an Auto Loan you’d like to refinance? Now is the time to take advantage of a special Dow Credit Union offer, even if you’re already a Dow Credit Union member! Click the “Apply Today” button at the bottom of the page to start the application process.¹

If you’re a new member joining Dow Credit Union, you can choose either the 2% cash refund refinance offer¹ OR a $100 Welcome Bonus – whichever is most beneficial to you.²

Save TWO ways when you refinance!

When you refinance your Auto Loan from another lender, you could lower your monthly payment AND get a 2% cash refund on the amount of the refinanced loan!¹

Our Auto Loans offer great rates; up to a 90-day deferment of first payment; and a quick, easy application process. Some even qualify for our potential year-end Loan Interest Rebate³, which could return a portion of the interest you pay each year.

Why Dow Credit Union?

In addition to great rates on loans and high returns on savings, we’re known for our Member Giveback³ that provides rebates and rewards to our members for borrowing from and banking with us. We’re one of only a handful of credit unions nationwide to routinely give money back to members.

As a Dow Credit Union member, you’ll also have access to our Online Banking, our Mobile App⁴ with Mobile Check Deposit, and a nationwide network of 30,000 surcharge-free CO-OP ATMs.

Take advantage of these special offers today

For the Auto Loan refinance offer, your membership application (if you’re not already a member) and Auto Loan refinance application must be initiated at the same time. Be sure to complete and submit your loan application and supporting information within 60 days of initiating the application(s), and your 2% cash refund will be paid via deposit to your Dow Credit Union checking account up to 3 business days following loan closing.¹

If you’re a new member and select the Welcome Bonus offer instead of the refinance offer, it will be awarded within 30 days of account opening.²

1. Membership eligibility required. Offer is good only on Auto Loan refinances from other lenders. Existing Dow Credit Union Auto Loans do not qualify for this offer. All loans subject to approval. Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. Completion of loan application and supporting information must be submitted within 60 days of initiating the application(s). 2% cash refund paid via deposit to Dow Credit Union checking account up to 3 business days following loan closing. Limit one cash refund per member account. 

2. Membership eligibility required. For the $100 Welcome Bonus, you must: 1) be at least 18 years of age; and 2) NOT be an existing member of Dow Credit Union or a former member who closed his/her membership within the past 6 months. Welcome Bonuses are considered interest income and are reported annually on IRS forms 1099-INT or 1042-S (for nonresident aliens). Recipients are responsible for all tax consequences (if any). Dow Credit Union will award the $100 Welcome Bonus to accounts within 30 days of account opening. 

3. While Member Giveback rebates and rewards occur with great regularity, this credit union benefit is not guaranteed. Not all loan and deposit products are eligible for Member Giveback consideration. Some limitations apply. 

4. The Dow Credit Union Mobile App requires a supported mobile device with internet access, a valid email address and a valid phone number on file with Dow Credit Union . See Online Banking for complete details.