Update to Dow Credit Union's Funds Availability Policy - Effective August 1st, 2024
6 ways to deposit a check at Dow Credit Union
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Not all Dow Credit Union ATMs are equipped for deposits.
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Not all ATMs are equipped for deposits.
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Enables checks to be deposited through Mobile Banking.
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Teller check deposits are available at our Midland and Saginaw locations.
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You may mail checks to:
PO Box 1649, Midland, MI 48641
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Night Drop is available at our Midland and Saginaw locations after business hours and proceeded the next business day.
Funds Availability - FAQs
Do you have a question about the Dow Credit Union Funds Availability process?
Sample Deposit Release Schedules
Dow Credit Union ATM
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Dow Credit Union ATM | ||
---|---|---|
Day of Deposit First $300 available from the day's check deposits |
Small Deposit Release Day Up to the next $5,700 available at 12:00 am ET if the Day of Deposit transactions exceed $300 |
Small Deposit Release Day Remainder of funds at 12:00 am ET if Day of Deposit transactions exceeded $6,000 |
Monday | Wednesday | following Monday |
Tuesday | Thursday | following Tuesday |
Wednesday | Friday | following Wednesday |
Thursday | Monday | following Thursday |
Friday | Tuesday | following Friday |
Saturday (Counts as Monday) | Wednesday | following Monday |
Sunday (Counts as Monday) | Wednesday | following Monday |
Other Institution ATMs
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Other Institution ATMs | |
---|---|
Day of Deposit First $300 available from the day's check deposits |
Release Day Funds available at 12:00 am ET |
Monday | following Monday |
Tuesday | following Tuesday |
Wednesday | following Wednesday |
Thursday | following Thursday |
Friday | following Friday |
Saturday (Counts as Monday) | following Monday |
Sunday (Counts as Monday) | following Monday |
Remote Deposit Anywhere
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Remote Deposit Anywhere | |
---|---|
Day of Deposit First $300 available from the day's check deposits |
Release Day Available @7:00PM ET |
Monday | Thursday |
Tuesday | Friday |
Wednesday | Monday |
Thursday | Tuesday |
Friday | Wednesday |
Saturday (Counts as Monday) | Thursday |
Sunday (Counts as Monday) | Thursday |
Common Check Scams
Fake checks and your financial institution
Types of fake check scams