Put your mind at ease with overdraft protection.

Overdraft Transfer from Savings

Cost: $0 transfer fee (no, that's not a typo)

Automatically cover overdrafts with available Prime Share Savings Account funds!

• Transfers are fee free, automatic, and unlimited—no sign-up required!
• Prime Share Saving Accounts are automatically linked at account opening.
• If Prime Share Savings has enough funds, the transaction goes through.
• If Prime Share Savings lacks funds, alternative options are automatically pursued (i.e., Revolving Line of Credit or Courtesy Pay). 

Overdraft Transfer from Revolving Line of Credit*

Cost: $0 transfer fee, subject to interest

Cover checking account shortfalls by applying for a Revolving Line of Credit loan, giving you a reliable safety net with flexible repayment over time.

• Transfers are fee free and advanced in $100 increments.
• Automatically or manually transfer funds to cover overdrafts.
• Low interest rate does apply and immediately accrues on any balance.
• Only applied when Prime Share Savings Account funds are insufficient.

* Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Membership eligibility required. Other loan limitations may apply.

Overdraft Transfer from Courtesy Pay

Cost: Pay fee for each item that is presented for up to a maximum of 3 fees a day. No fee when the account balance is overdrawn by $10 or less.

Courtesy Pay is a discretionary service designed to give you added peace of mind by covering a wide range of transactions when your Checking account doesn’t have sufficient funds.

• Enrollment is required. To opt in/out, contact us.
• No credit approval required.
• Total Courtesy Pay limited to $1,000.00, plus fee.
• Only applied when Prime Share Savings Account funds are insufficient and/or Revolving Line of Credit is not available.