Experience the Difference
- Low, Competitive Rates
- Affordable Monthly Payments
- Flexible Loan Terms
- 100% Financing to Qualified Borrowers
- No Application Fees, No Annual Fees, No Hidden Fees
Additional Financing Options
Dow Credit Union provides additional financing options to make your boating experience seamless and stress-free. Depending on collateral value and qualifications, financing may be available for:
- Boat Accessories
- Boat Trailers
- Extended Warranties (eligibility varies)
Dock a Better Deal with a Great Rate
Non-Rebate Eligible
| Term | APR as low as | Payment as low as (per $1,000 borrowed) |
|---|---|---|
| Up to 36 months | 6.99% | $30.87 |
| 37 to 48 months | 7.49% | $24.17 |
| 49 to 60 months | 7.74% | $20.15 |
| 61 to 72 months | 7.99% | $17.53 |
| 73 to 84 months | 7.99% | $15.58 |
| 85 to 120 months | 8.74% | $12.53 |
| 121 to 180 months | 9.24% | $10.29 |
- APR = Annual Percentage Rate.
- Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Membership eligibility required. Other loan limitations may apply.
Rebate Eligible
| Term | APR as low as | Payment as low as (per $1,000 borrowed) |
|---|---|---|
| Up to 36 months | 8.74% | $31.68 |
| 37 to 48 months | 9.36% | $25.06 |
| 49 to 60 months | 9.68% | $21.09 |
| 61 to 72 months | 9.99% | $18.52 |
| 73 to 84 months | 9.99% | $16.59 |
| 85 to 120 months | 10.93% | $13.73 |
| 121 to 180 months | 11.55% | $11.71 |
- APR = Annual Percentage Rate.
- Rates, terms and conditions are subject to change and may vary based on creditworthiness, qualifications and collateral conditions. All loans subject to approval. Membership eligibility required. Other loan limitations may apply.
- While Member Giveback rebates and rewards occur with great regularity, this credit union benefit is not guaranteed. Not all loan and deposit products are eligible for Member Giveback consideration. Some limitations apply.
How it Works
Step 1: Become a Dow Credit Union member
Step 2: Submit a boat loan application or ask your boat dealer to
Step 3: Get approved based on your qualifications
Step 4: Enjoy lake life while adventuring in your dream boat
Ready to get a boat loan? Click the arrow below to apply, get support, view rates, and more!
Smart Uses for RV Loans
Finance a Boat
New or Used
Sailboat | Jet Ski | Fishing Boat | Pontoon | Motorboat | Sports Boat | Jet Boat
Finance a Camper
New or Used
RV | Camper | Fifth Wheel | Travel Trailer | Toy Hauler | Motorhome | Motorcoach
Finance a Bike
New or Used
Motorcycle | Sport Bike | Dirt Bike | Motocross | Chopper | Cruiser | Touring | Scooter
Finance an ATV or UTV
New or Used
Recreational | Utility | Sport| Mud | Side-by-Side | Crew Cab | Youth ATV
Imagine the Possibilities
Sailboat Loans | Freedom of the Water
There’s nothing like being on the water, with the wind in your sails and endless horizons ahead. Sailing isn’t just about reaching a destination—it’s the thrill of the journey, the rush of the perfect breeze, and the peace of open water. The freedom to explore, the challenge of the elements, and the pure connection to nature make every sail unforgettable.
Dow Credit Union RV Loans offer competitive sailboat loan rates—perfect for sailboat financing or sailboat refinancing.
Jet Ski Loans | Chase the Waves
Jet skiing offers an exhilarating rush of speed and freedom on the water. The excitement of cutting through waves, the wind in your face, and the thrill of navigating tight turns make it an unforgettable experience. It's the perfect blend of adventure and fun, whether you're splashing solo or enjoying the ride with friends.
Dow Credit Union RV Loans offer competitive jet ski loan rates—perfect for jet ski financing or jet ski refinancing.
Fishing Boat Loans | Cast Your Line
Imagine chasing the next big catch in hidden, untouched waters, away from the crowds. With the right gear at your fingertips, you’re always ready to reel in a trophy fish, explore new fishing spots, and create legendary stories. It’s the thrill of the hunt, the freedom to roam, and the ultimate way to turn every trip into an unforgettable experience.
Dow Credit Union RV Loans offer competitive jet ski loan rates—perfect for jet ski financing or jet ski refinancing.
Pontoon Loans | Endless Summer Vibes
With plenty of space for everyone, pontoons are ideal for relaxing rides, fishing trips, or towing the kids on a tube. The best moments? Anchoring at a sandbar, firing up the grill, and soaking in the sunshine. A pontoon isn’t just a boat—it’s a floating getaway, a front-row seat to Michigan’s beauty, and the key to unforgettable lake days.
Dow Credit Union RV Loans offer competitive pontoon loan rates—perfect for pontoon financing or pontoon refinancing.
Motorboat Loans | Power and Performance for Play
Whether it’s tubing, wakeboarding, or just cruising, there’s something for everyone. The best part? Anchoring at a sandbar to relax, swim, and enjoy the sunshine together. With a boat, you have the freedom to explore, create lasting memories, and turn every weekend into a mini vacation on Michigan’s beautiful lakes.
Dow Credit Union RV Loans offer competitive motorboat loan rates—perfect for motorboat financing or motorboat refinancing.
