Dow Credit Union has Grown!

After a momentous grand opening last month, we're excited to invite the community to our Saginaw branch for the official ribbon-cutting ceremony! Thank you to our staff, members, and fellow community members throughout the region for making this day possible!


On October 19, 2023, we're welcoming the community to our Gratiot Road branch for our second-ever ribbon cutting, hosted by the Saginaw County Chamber of Commerce.


5420 Gratiot Rd, Saginaw, MI 48638


October 19, 4:00 p.m. - 5:00 p.m.

Not a Member? You CAN Be!

From your family and friends to your passions or place of employment, we have a pathway to membership for you.

Become A Member

To apply online, applicants must be a U.S. citizen or legal U.S. resident. Prior to completing the application, you will be asked to give Dow Credit Union authorization to pull a credit report for each applicant 18 years of age or older.

View the transformation

Take a tour of the branch

1Membership eligibility required.
2Annual Percentage Yield (APY) assumes interest payouts remain in your certificate account until maturity. Interest rate is guaranteed for the length of the term. An early withdrawal penalty may be applied when a withdrawal is made prior to maturity of the certificate and could result in loss of principal.
33-Month Special CD is not eligible for member giveback consideration.
4Advertised “earn up to” APY is for a 3-month Special CD and is accurate as of 09/01/2023.
5Automatic renewal for another 3-Month Simple CD Special is available as long as this product is offered