Financial freedom at your fingertips. Scroll to find your perfect savings account and start building wealth today. By exploring our diverse range of saving account options, you'll take the first step towards a more secure and rewarding financial future.
If you're ready to transform your hard-earned money into a cozy nest egg, dive right in. Scroll down to uncover all the exclusive benefits Dow Credit Union savings accounts can offer.
A few highlights include competitive rates, dividends on select accounts, and even a savings account where you can set aside money for those big life events like weddings, holidays, or vacations.
Start your journey to financial happiness today!
Prime Savings
Dividend Rate3 | APY4 |
---|---|
0.35% | 0.35% |
Member Saver Reward¹
PROSPECTIVE ANNUAL PERCENTAGE YIELD²
Based on Example Giveback Percentage
0% | 10% | 20% | 30% | 40% |
---|---|---|---|---|
0.35% | 0.39% | 0.42% | 0.46% | 0.49% |
- Dividends on share accounts are prospective and therefore are not guaranteed. The prospective dividends are declared by Dow Credit Union's Board of Directors.
- APY = Annual Percentage Yield
Secondary Savings
Dividend Rate3 | APY4 |
---|---|
0.35% | 0.35% |
Member Saver Reward¹
PROSPECTIVE ANNUAL PERCENTAGE YIELD²
Based on Example Giveback Percentage
0% | 10% | 20% | 30% | 40% |
---|---|---|---|---|
0.35% | 0.39% | 0.42% | 0.46% | 0.49% |
- Dividends on share accounts are prospective and therefore are not guaranteed. The prospective dividends are declared by Dow Credit Union's Board of Directors.
- APY = Annual Percentage Yield
Club Account
Interest Rate3 | APY4 |
---|---|
0.35% | 0.35% |
Member Saver Reward¹
PROSPECTIVE ANNUAL PERCENTAGE YIELD²
Based on Example Giveback Percentage
0% | 10% | 20% | 30% | 40% |
---|---|---|---|---|
0.35% | 0.39% | 0.42% | 0.46% | 0.49% |
- APY = Annual Percentage Yield
- Rates are subject to change on a daily basis.
Premium High Yield Deposit
Balance | Interest Rate3 | APY4 |
---|---|---|
$0 - $2,499.99 | 1.88% | 1.89% |
$2,500 - $9,999.99 | 1.88% | 1.89% |
$10,000 - $49,999.99 | 1.88% | 1.89% |
$50,000 - $99,999.99 | 2.44% | 2.46% |
$100,000 - $149,999.99 | 2.66% | 2.69% |
$150,000 - $499,999.99 | 2.88% | 2.91% |
$500,000+ | 2.88% | 2.91% |
Member Saver Reward¹
PROSPECTIVE ANNUAL PERCENTAGE YIELD²
Based on Example Giveback Percentage
0% | 10% | 20% | 30% | 40% |
---|---|---|---|---|
1.89% | 2.08% | 2.27% | 2.46% | 2.65% |
1.89% | 2.08% | 2.27% | 2.46% | 2.65% |
1.89% | 2.08% | 2.27% | 2.46% | 2.65% |
2.46% | 2.71% | 2.95% | 3.20% | 3.45% |
2.69% | 2.96% | 3.22% | 3.49% | 3.76% |
2.91% | 3.20% | 3.49% | 3.78% | 4.08% |
2.91% | 3.20% | 3.49% | 3.78% | 4.08% |
- While the Member Saver Reward occurs with great regularity, this credit union benefit is not guaranteed. The Member Saver Reward benefit is determined by the Dow Credit Union Board of Directors and is paid out on January 1st to the Prime Savings Account as a lump sum deposit based on earnings from eligible deposit products.
- The Member Saver Reward Prospective Annual Percentage Yield is for demonstration purposes only and is a calculation that takes into account Annual Percentage Yield earnings for a given deposit product and adds in the potential Member Saver Reward bonus Giveback percentage.
- Rates are subject to change on a daily basis.
- Annual Percentage Yield (APY) assumes interest payouts remain in your certificate account until maturity. Interest rate is guaranteed for the length of the term. An early withdrawal penalty may be applied when a withdrawal is made prior to maturity of the certificate and could result in loss of principal.
Simple High Yield Deposit
Balance | Interest Rate1 | APY2 |
---|---|---|
$0 - $2,499.99 | 2.26% | 2.28% |
$2,500 - $9,999.99 | 2.26% | 2.28% |
$10,000 - $49,999.99 | 2.26% | 2.28% |
$50,000 - $99,999.99 | 2.92% | 2.95% |
$100,000 - $149,999.99 | 3.19% | 3.23% |
$150,000 - $499,999.99 | 3.46% | 3.51% |
$500,000+ | 3.46% | 3.51% |
- Rates are subject to change on a daily basis.
- APY = Annual Percentage Yield